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Moving to India in 2026: Visas, Customs, First Steps

By the SettleBuddy editorial teamUpdated 13 October 20269 min read

A move to India rests on four things: the right visa or an Overseas Citizen of India card, registration after you arrive, what customs lets you bring in duty free, and how you are taxed once you live there. Each has an official rulebook. This guide puts the steps in order, with the figures from the Bureau of Immigration, the Ministry of Home Affairs, the Indian visa portal, Indian Customs, the Income Tax Department and the statistics ministry, as read on 13 October 2026.

Quick answer

To work in India you need an Employment visa, and a foreigner employed in any sector should draw a gross salary in excess of Rs. 16.25 lakhs per annum. If your visa is valid for more than 180 days, register with the Foreigners Regional Registration Office within 14 days of arrival. Submit the e-Arrival card online within 72 hours before you land. Under the Baggage Rules, 2026, a foreigner on a non-tourist visa moving for more than two years can bring household articles worth up to ₹7,50,000 duty free. You become tax resident after 182 days in India in a year. People of Indian origin can apply for an OCI card, which works as a life-long visa.

The Gateway of India in Mumbai under a clear sky
The Gateway of India, Mumbai. Photo: Joe Ravi / CC BY-SA 3.0 (Wikimedia Commons).

Step 1: choose your route

Your situationRouteKey rule
Job with an Indian company, or a foreign company executing a project in IndiaEmployment visaGross salary in excess of Rs. 16.25 lakhs per annum, with listed exemptions
Setting up or exploring a business, or owning a majority stake in a companyBusiness visaYou cannot take any salary or remuneration in India on it
Full-time, on-campus studyStudent visaPeriod of the course or 5 years, whichever is less
Dependent of a visa holderFamily visa (F)For dependents of various visa category holders
Person of Indian origin, or foreign spouse or child of an Indian citizen or OCI cardholderX1 visa, or registration as an OCI cardholderOCI is a life-long visa
Foreign investor under the Foreign Direct Investment routePermanent Residency StatusA minimum of Rs. 10 crores brought in within 18 months, or Rs. 25 crores within 36 months
Citizen of Nepal or BhutanNo visaExempt from the requirement of visa and registration

The Bureau of Immigration states the general rule: a valid passport and a regular visa, an e-Visa or an OCI card are required for entry into India, except for those exempted under bilateral arrangements. It adds that a visa or visa-free regime does not confer the right of entry, which is at the discretion of the immigration authorities.

Step 2: if you are moving for work

Our India work visa guide has the detail. The essentials:

Step 3: if you want to stay for good

The official sources describe two long-term statuses. Which one applies depends on your link to India.

The OCI card, for people of Indian origin and their spouses

A foreign national can register as an Overseas Citizen of India cardholder if they were a citizen of India on or after 26.01.1950, were eligible to become one on that date, or are a child, grandchild or great-grandchild of such a citizen. The foreign-origin spouse of an Indian citizen or OCI cardholder is eligible once the marriage has been registered and has subsisted for a continuous period of not less than two years.

What the OCI card doesWhat it does not do
It is a life-long visa. A visa is not required for OCI cardholdersThe OCI cardholder is not entitled to vote
Cardholders staying in India are exempt from registration with the FRRONo appointment to public services and posts in India
Registration does not cost the applicant their existing citizenshipNo acquisition of agricultural or plantation properties
Cardholders can sit Indian entrance tests such as NEET and the Joint Entrance ExaminationNo admission against a seat reserved exclusively for Indian citizens

Three limits to know. The passport remains the primary travel document, and staying in India without a valid passport is illegal even for an OCI cardholder. No one who is, or whose parents, grandparents or great-grandparents are or were, a citizen of Pakistan or Bangladesh is eligible. And an OCI card issued to a spouse on or after 03.09.2025 has an initial validity of 5 years, extendable to lifelong subject to scrutiny.

Permanent Residency Status, for investors

The Ministry of Home Affairs' document on visas, dated 20 August 2020 and still the version published on its website, provides Permanent Residency Status for foreign investors. The investment has to generate employment for at least 20 resident Indians in every financial year. The status is granted for 10 years with multiple entry and can be renewed for another 10 years. Holders are allowed to purchase one residential property for dwelling purposes.

Step 4: apply for the visa

  1. Fill in the form online at indianvisaonline.gov.in. One form covers one person.
  2. For a regular visa, print and sign the form and submit it with your documents and passport at the Indian Visa Application Center or the Indian Mission on the appointed date.
  3. Allow for processing. The Mission requires a minimum of three working days to process a case, depending on nationality and excluding special cases.
  4. For an e-Visa, apply a minimum of 4 days before arrival. The passport should have at least six months validity and two blank pages.

The e-Visa is open to passport holders of the countries on the portal's eligibility list, which includes the USA, the United Kingdom, Canada and Australia. It covers tourist, business, medical, student and other categories, but not employment. The costs are in our India visa fees guide, and student rules are in the India student visa guide.

Step 5: shipping your belongings

India's customs allowances are now set by the Baggage Rules, 2026. Indian Customs' published FAQs on those rules set out a transfer of residence allowance for people shifting their home to India. It covers bona fide household effects and personal articles, and it comes on top of the duty-free clearance of used personal effects and the general allowance.

WhoConditionDuty-free value of personal and household articles
Foreigner with a valid visa, other than a tourist visaIntended stay in India of 6 to 12 months₹1,50,000
Foreigner with a valid visa, other than a tourist visaIntended stay in India of 1 to 2 years₹3,00,000
Foreigner with a valid visa, other than a tourist visaIntended stay in India of more than 2 years₹7,50,000
Resident or tourist of Indian originStay abroad of 3 to 12 months₹1,50,000
Resident or tourist of Indian originStay abroad of 1 to 2 years₹3,00,000
Resident or tourist of Indian originStay abroad of more than 2 years₹7,50,000

Step 6: before you fly and at the border

Step 7: register after arrival

VisaRegistration rule
Student, Employment or Medical visa valid for more than 180 daysRegister with the jurisdictional FRRO or FRO within 14 days of arrival
Business visaRegister if aggregate stay in the calendar year, or continuous stay, exceeds 180 days
Any other visaRegister if aggregate stay in the calendar year or continuous stay on a visit exceeds 180 days
OCI cardholdersExempt
Children below 12 years of ageNot required to register

Extensions and conversions are applied for online at indianfrro.gov.in, within the validity of the current visa and only by foreign nationals present in India. If the request is not granted within that validity, you must depart. Overstay, non-registration and activities that do not match the visa fall under the Immigration and Foreigners Act, 2025, with penalties ranging from 10000 to 3 lakhs for each offence, as well as imprisonment.

Step 8: budget and tax

The state-by-state table and the full tax slabs are in our cost of living in India guide. One-off relocation costs are in cost of moving to India.

Frequently asked questions

Can a foreigner move to India permanently?

The official sources describe two long-term statuses. People of Indian origin and foreign spouses of Indian citizens can register as OCI cardholders, which gives a life-long visa. Foreign investors meeting the investment thresholds can get Permanent Residency Status for 10 years, renewable for another 10. Other foreigners stay on visas tied to a purpose such as employment, which can be extended up to a total of 5 years.

Can Americans move to India?

Yes, with the right visa. US passport holders are on the e-Visa eligibility list for visits. For work they need an Employment visa, which the Embassy of India in Washington prices at US$140.00 to US$320.00 depending on duration.

How much can I ship to India duty free when I move?

Under the Baggage Rules, 2026, a foreigner on a non-tourist visa can bring personal and household articles worth up to ₹1,50,000 for an intended stay of 6 to 12 months, ₹3,00,000 for 1 to 2 years and ₹7,50,000 for more than 2 years.

Do I need to register with the FRRO?

Yes, within 14 days of arrival, if you hold a Student, Employment or Medical visa valid for more than 180 days. OCI cardholders are exempt.

Can I bring my pets to India?

Two pets, a cat and a dog, can be imported under transfer of residence after a stay abroad of two years or more, with an advance No Objection Certificate from Animal Quarantine and Certification Services or an import authorisation.

Is an OCI card the same as Indian citizenship?

No. The Bureau of Immigration describes OCI as only a life-long visa. An OCI cardholder is not entitled to vote and cannot hold constitutional posts.

What salary do I need to work in India as a foreigner?

A gross salary in excess of Rs. 16.25 lakhs per annum, unless you fall into an exempt category.

Official sources

All figures verified against the official pages above on 13 October 2026. The Ministry of Home Affairs document is dated 20 August 2020, and visa conditions are subject to change, so confirm the requirements with the Indian Mission where you apply and customs allowances with Indian Customs before you ship. Information, not legal or tax advice.