Terms of Use

1. About these Terms

These Terms of Use govern your access to and use of the website settlebuddy.io (the "Site"), operated by Settlebuddy Technologies ("we", "us", "our"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

2. Purpose of the Site

The Site is a promotional and informational "coming soon" page. It presents information about the SettleBuddy brand and our planned products, and lets you request to be notified at launch. The Site does not itself provide any product or service, and nothing on it constitutes a binding offer, a commitment to launch, a warranty, or professional (including legal, immigration, financial, or relocation) advice.

3. "As is" — no warranty

The Site and its content are provided "as is" and "as available", without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Information on the Site describes our vision and may change; we do not warrant that the Site will be uninterrupted, error-free, or that any content is complete or current.

4. Third-party links and products

The Site may link to third-party websites and to our separately operated product, Language Lab (language-lab.io). Those websites and products are governed by their own terms and privacy policies and provided by their respective operators. We are not responsible for the content, availability, or practices of any third-party site or product, and linking does not imply endorsement.

5. Intellectual property

All content on the Site — including the "SettleBuddy" name, logo, text, graphics, design, and other materials — is owned by or licensed to Settlebuddy Technologies and protected by intellectual-property laws. You may view the Site for personal, non-commercial use. You may not copy, reproduce, distribute, modify, or create derivative works from the Site or its content without our prior written permission, except as permitted by law.

6. Limitation of liability

To the maximum extent permitted by applicable law, Settlebuddy Technologies and its representatives will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of data, profits, or goodwill, arising out of or in connection with your use of, or inability to use, the Site. Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded, including your mandatory rights under the consumer-protection laws of your country of residence.

7. Changes

We may update these Terms or the Site at any time. Changes take effect when posted, and we will revise the "Last updated" date above. Your continued use after changes means you accept the revised Terms.

8. Governing law

These Terms are subject to applicable law, without prejudice to any mandatory consumer- or data-protection rights you have under the laws of your country of residence.

9. Contact

Questions about these Terms: [email protected].