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Cost of Living in Spain 2026: Official Spending Data

By the SettleBuddy editorial teamUpdated 13 October 20267 min read

Spain measures its own cost of living every year. The National Statistics Institute (INE) surveys about 24,000 households and publishes what they actually spend, by category, by type of household and by region. The latest release covers 2025. This guide turns it into a budget picture and sets it beside the income levels Spanish immigration rules use, read from the INE and Spain's consulates on 13 October 2026.

Quick answer

The average household in Spain spent 35,101 euros in 2025, up 3.1% on the year before. Spending per person was 14,066 euros. Housing, water, electricity, gas and other fuels took a third of the budget, 33.2%, food and non-alcoholic beverages 16.0% and transport 11.5%. A person under 65 living alone spent 23,784 euros. Spain's minimum wage in 2026 is 1,221€ a month, according to the Spanish consulate in Washington.

Plaza de España in Seville, Spain
Plaza de España, Seville. Photo: Wzwz / Public domain (Wikimedia Commons).

Where a Spanish household's money goes

Average expenditure per household in 2025, from the INE's Household Budget Survey. Figures are for the whole year.

GroupEuros per yearShare in %
Housing, water, electricity, gas and other fuels11,66533.2
Food and non-alcoholic beverages5,62616.0
Transport4,02011.5
Restaurants and accommodation services3,2829.3
Recreation, sport and culture1,7725.0
Clothing and footwear1,4164.0
Health1,4134.0
Personal care, social protection and miscellaneous goods and services1,2933.7
Insurance and financial services1,2863.7
Furnishings, household equipment and routine household maintenance1,2483.6
Information and communication1,0793.1
Education services5701.6
Alcoholic beverages and tobacco4321.2
Total35,101100.0

In the INE's words, almost 60% of spending is concentrated in three groups: housing and utilities, food, and transport. Within food, meat is the largest item at 3.6% of total expenditure, followed by bread and cereals and by milk, cheese and eggs at 2.1% each.

By type of household

HouseholdAverage spending in 2025
Single person under 6523,784 euros
Single person aged 65 or over23,024 euros
An adult with children31,173 euros
Couple without children36,334 euros
Couple with children44,438 euros
All households35,101 euros

Spending by people living alone rose fastest. Single-person households under 65 recorded the largest increase of any type, 7.0%, which is 1,558 euros more than in 2024.

What is rising and what is falling

The INE notes that these averages are in current prices for each year, so the changes include the effect of price rises.

Where in Spain you live

Spending per person varies by region. The autonomous community with the highest expenditure per capita in 2025 was País Vasco, at 16,642 euros. Andalucía registered the lowest, at 12,197 euros.

The spread between households

Households ranked by spendingAverage spending in 2025
Lowest fifth (quintile 1)17,985 euros
Quintile 225,775 euros
Quintile 331,841 euros
Quintile 439,820 euros
Highest fifth (quintile 5)60,083 euros

The fifth of households that spend least put 61.5% of their budget into housing, utilities and food. The fifth that spend most put 41.2% there, and a third of their budget, 33.6%, into transport, restaurants and accommodation, and recreation.

Income benchmarks Spain uses

Benchmark2026 amountUsed for
Minimum wage (SMI)1,221€ a monthThe base for work and telework permits
200% of the SMI2,442€ a monthIncome required for the telework (digital nomad) visa
IPREM600€ a monthFunds a foreign student must show

These are published by the Spanish consulate in Washington for 2026. Set against the survey, they show how the state's floors compare with real spending: a single person under 65 spends on average 23,784 euros a year.

How to use these numbers

Frequently asked questions

What is the average cost of living in Spain?

The INE recorded average household expenditure of 35,101 euros for the year 2025. Average spending per person was 14,066 euros. Divide by twelve for a monthly figure.

How much does a single person spend in Spain?

A person under 65 living alone spent 23,784 euros on average in 2025, according to the INE. A person aged 65 or over living alone spent 23,024 euros.

What share of spending goes on housing in Spain?

Housing, water, electricity, gas and other fuels took 33.2% of the average household budget in 2025, a third of the total.

How much do Spanish households spend on food?

An average of 5,626 euros in 2025 on food and non-alcoholic beverages, 16.0% of the budget.

Which region of Spain has the highest cost of living?

By spending per person, País Vasco was highest in 2025 at 16,642 euros. Andalucía was lowest at 12,197 euros.

What is the minimum wage in Spain in 2026?

The Spanish consulate in Washington gives the 2026 minimum wage as 1,221€ a month.

Is the cost of living in Spain going up?

Average household spending rose 3.1% in 2025. Housing and utilities rose fastest, by 5.8%.

Official sources

All figures verified against the official pages above on 13 October 2026. The INE publishes annual figures. These are national averages, not quotes for a particular city. Information, not financial advice.

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